Cash back meets home equity
Introducing the GoodLeap Home Visa Signature® Card. Backed by your home’s equity, with cash back rewards, competitive APRs, and access to up to $150K1 in spending power.
Earn cash back on everyday purchases
1% on everyday eligible purchases. After $2,000 in a billing cycle, earn 3% on additional eligible purchases up to $30K in a 12 month period.
Lower rates make dream projects possible
Joining the waitlist will notify you when the GoodLeap Home Card is available. The waitlist does not constitute an application for credit.
The GoodLeap Home Visa Signature Card is issued by Cross River Bank pursuant to license by Visa® U.S.A. Inc. Cross River Bank acts solely as the Visa program sponsor and card issuer and is not the lender. The credit extended under this program is originated and funded by GoodLeap, LLC.
Cash back is earned as Points through the GoodLeap Rewards Program. Earn 6% cash back on qualifying home improvement projects initiated through the GoodLeap Home app. Earn 1% cash back on everyday eligible purchases. After reaching $2,000 in a billing cycle, earn 3% cash back on additional eligible purchases up to $30K in a 12-month period. Cash back percentages represent the rate at which Points are earned; Earning rates, qualifying purchase categories, and redemption options are subject to the full Rewards Program Terms and Conditions available at goodleap.com/home-card/rewards.
Actual credit limits are subject to credit approval and underwriting and are based on available home equity, creditworthiness, property characteristics, and other eligibility criteria. Not all applicants will qualify for the maximum amount of $150,000.
Average credit card rate published by the Federal Reserve Bank of St. Louis, February 2026. See latest here: https://fred.stlouisfed.org/series/TERMCBCCALLNS.
This is a Home Equity Line of Credit (HELOC) with a variable-rate revolving line of credit and installment segment options, each with its own APR. Your home is at risk if you do not make payments when due. The variable APR range for purchases is 13.24% to 18.00% and may change with market conditions. Consumers are eligible for an additional 0.25% discount with autopay. With the autopay discount applied, variable rates start at 12.99% APR. Eligible variable rate balances may be converted to fixed rate balances during the 2-year draw period. The fixed rate APR for installment segments starts at 9.99%, or 9.74% with the 0.25% autopay discount applied; the APR may differ for each conversion. Fixed rate balances will have fully amortizing payment amounts. A cash-out fee of up to 2.5% applies to cash outs and varies by state. A recording fee applies to account origination and varies by state. Rates and terms depend on credit approval, property details, and applicable state laws and are subject to change; final terms will be disclosed in your HELOC agreement in your closing application package and closing documents.
For full benefit details, terms and current offers, visit visa.com/signature.
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